Groups of families work together to build each other homes under the guidance of a construction supervisor. The groups provide at least 65% of the construction labor. Hard work is the key, along with a willingness to work cooperatively with other participants. 

What is Owner Built Housing

Am I eligible for a Rural Development Loan?

The labor provided by the families reduces the cost of the home approximately 30%. This reduction in conjunction with low interest rates and no down payment can make home ownership affordable for you

With the Self-Help Affordable Housing you must qualify for a Rural Development loan and be willing to participate in a construction group

There is no down payment required

You may be eligible if:

• You meet the income requirements
• You are a reasonable credit risk
• Your monthly debt will meet qualifying ratios

Contact:

Mountain Projects, Inc
Housing Development
2251 Old Balsam Road
Waynesville NC 28786

828-452-1447

2251 Old Balsam Road Waynesville NC 28786

Phone:(828)452-1447
Fax/TDD:(828)452-9454

25 Schulman Street Sylva NC 28779

Phone:(828)586-2345
Fax:(828)586-9401

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