Owner Built Housing

2012-09-27 11.47.08
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Mountain Projects Head Start Workshop Herb Crowns

What is Owner Built Housing

self help housing

Groups of families work together to build each other homes under the guidance of a construction supervisor.  The groups provide at least 65% of the construction labor.  Hard work is the key, along with a willingness to work cooperatively with other participants. 

The labor provided by the families reduces the cost of the home approximately 30%.  This reduction in conjunction with low interest rates and no down payment can make home ownership affordable for you

With the Self-Help Affordable Housing you must qualify for a Rural Development loan and be willing to participate in a construction group

There is no down payment required

Am I eligible for a Rural Development Loan?

You may be eligible if:

  • You meet the income requirements
  • You are a reasonable credit risk
  • Your monthly debt will meet qualifying ratios


Mountain Projects, Inc
Housing Development
2251 Old Balsam Road
Waynesville NC 28786



2251 Old Balsam Road Waynesville NC 28786


25  Schulman Street Sylva NC 28779


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